American General Life Insurance Company Review

American General Review The search for life insurance is often daunting-pages of terms, limitations and caveats all written in

legalese. Using the bureaucratic nightmare that frequently permeates the insurance home business in mind, American General aims to

simplify matters for their clients. With straightforward policies, helpful articles and quick online account management, we’re

comfortable pointing our readers toward American General for their life insurance requires.

Standout Functions

--Insurance needs calculators, FAQs, articles and informative education center

--Individual life insurance, group life insurance and annuity plans

--Telephone and on the web insurance quotes offered

--E-mail, online and telephone consumer support

Policy Positive aspects and Flexibility:

American General life insurance company supplies straightforward insurance policies and makes particular which you have a clear

notion of any policy you invest in into. With American Common you know precisely what you are signing up for. This is far and away one

of the aspects of American General that impressed us.

American General offers life insurance policies well suited for just about every set of desires. Their term insurance pays out positive aspects

only within the event of death. AG Select-a-Term life insurance is out there in ten, 12 and 15 by means of 30 year terms. Term life

insurance does not accumulate any cash value, but given that its premiums are the most very affordable, it's a extremely preferred policy

selection.

More costly insurance policies incorporate American General ‘ s universal life, index universal life, variable universal life and

entire life insurance policies. Premiums differ on the policies based on payout potential as well as the money value of the

policies. Depending on the degree to which you’re hoping to make use of your life insurance policy as a financial tool, American

General’s non-term policies offer varying degrees of payouts and death benefits. American Elite Complete Life converts a portion

of each and every premium to cash value which might be cashed out at a price to death benefit payouts. American General delivers a handful

of variable life insurance plans that function primarily as long-term legacy investment tools. AG Income Benefit choose,

by way of example, accumulates cash value, has flexible premium payments, includes death rewards and could be configured to

contribute to a retirement fund.

Extra Services:

If death rewards aren’t high on your list of priorities, American General life insurance firm also presents clients annuity

plans. You have the choice of deferred annuities and immediate income annuities. Immediate income annuities need you to

pay a lump sum up front and they continue to pay out for the rest of your life. American Common has a number of deferred

annuities tailored according to premium payments, contract length and payout.

Modest small business owners or substantial households will need to take a look at American General’s group wellness and life insurance.

Customer Support:

American General life insurance company support staff can be contacted directly in the course of normal organization hours. American

Common has representatives all across the country so securing personalized service is not a problem. American General’s

on line policy management also contains email and internet support.

Summary:

Whether or not you’re looking to merely fortify retirement plans or make sure that your family members is looked after inside the future, American

Common gives life insurance policies fitted for your needs. We were impressed using the straightforward presentation of

their policies and the easy-to-use eService client on American General’s website. For legacy management and life insurance

requirements, American Common ought to be on your short list of providers.